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  • Identity Theft Letter - Experian | Credit Repair | iDispute

    Experian | Credit Repair Identity Theft Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Consumer Complaint - Lost Luggage Complaint Letter | iDispute

    Consumer Complaint Lost Luggage Complaint Letter CREATE MY DOCUMENT Tags: Lost Luggage, Lost Baggage, Luggage Complaint, Baggage Claim, Airline

  • Credit Repair Company - Money Refund Request Letter | iDispute

    Credit Repair Company Money Refund Request Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • How to write a Notice for a Change of Address - Change Address Letter | iDispute

    Address Change Notice Change of Address Letter CREATE MY DOCUMENT Tags: Address Letter, Address Notice, Address Notification

  • Contact Us | iDispute

    Contact iDispute Send Thanks! Message sent.

  • Bank Authority Letter - Authorization Letter for Bank | iDispute

    Bank Authority Letter Authorization Letter for Bank CREATE MY DOCUMENT Tags: Bank Letter, Authority Letter, Authorization Letter, Bank Forms

  • Local Attorneys | Create Legal Letter | iDispute

    Local Attorneys Help to create Legal Letter in 48 hours for $350 Request Now Thanks! Request sent.

  • Personal Loans | Get a Loan | Bad Credit Loans | iDispute

    Personal Loans Get a Loan Loan amount up to $100,000 Social Finance, Inc. is an online personal finance company that provides medical, student loan refinancing, mortgages and personal loans. ​ Apply Now BadCreditLoans provides an easy and convenient way for consumers to be matched with a personal loan from up to $5,000. Apply Now Online service can enable you to get a loan of between $1,000 and $35,000, right from your home or office, or even on the go through your mobile device. Apply Now Small business funding with working capital lines from $2,000-$150,000 in minutes. ​ ​ ​ ​ Apply Now Submitting your inquiry for a loan at CashAdvance incurs absolutely no cost. Loan amounts are typically between $100 and $999. ​ ​ Apply Now Loan amount up to $20,000 Lending Point is a balance sheet lender that offers personal loans to customers with credit scores between 600-699. Coming Soon First-time Jora customers can apply to get $500 to $2,600 as soon as the next business day. ​ Apply Now Payday loan amounts range from $50 to $1,000 depending on your state of residence. Apply Now myAutoloan is a leading online automotive finance marketplace where consumers with fair, good and great credit get real loans. Apply Now LendKey is a lending platform that allows consumers to apply for and receive private student loans, student loan refinancing and home improvement loans from their local credit unions and community banks. Apply Now Have questions? CONTACT US

  • How to start a credit repair on Equifax | iDispute

    Equifax | Credit Repair Dispute Credit Report Letter‎ 1 CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Identity Theft Letter - TransUnion | Fix Credit | iDispute

    TransUnion | Fix Credit Identity Theft Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • TransUnion Lawsuit - Notice of a Lawsuit Letter | iDispute

    TransUnion | Lawsuit Notice of a Lawsuit Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • How to Write Bank Account Closing Letter | iDispute

    Close Bank Account Bank Account Closing Letter CREATE MY DOCUMENT Tags: Bank Forms, Bank Templates, Bank Account

  • ChexSystems Dispute - Reinvestigatigation Letter | iDispute

    ChexSystems | Dispute Reinvestigation Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Early Lease Termination Letter Due Coronavirus (COVID-19)

    Early Lease Termination Coronavirus (COVID-19) CREATE MY DOCUMENT Tags: Eviction, Letter, Notice, Pay or Quit, Pay or Vacate

  • ChexSystems Credit Report - Credit Report Request Letter - iDispute

    ChexSystems Credit Report Request Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Withdrawal Resignation | Retracting Resignation | Rescind Resignation | iDispute

    Retracting a Resignation Withdrawing Resignation Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Credit Repair Company - Letter to Request Documents | iDispute

    Credit Repair Company Letter to Request Documents CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Mold Complaint Letter to Landlord for Mold Repair | iDispute

    Mold Complaint Letter to Landlord for Mold Repair CREATE MY DOCUMENT Tags: Report Mold, Mold Problem, Mold Complaint, Mold Claim, Mold Repair

  • How to Request Bank Statement - Bank Account Statement Request Letter | iDispute

    Bank Statement Account Statement Request Letter ​ CREATE MY DOCUMENT Tags: Bank Account, Bank Statement, Account Statement

  • How to write Pay or Quit Notice, Notice to Pay or Vacate | iDispute

    Pay or Quit Notice Notice to Pay or Vacate CREATE MY DOCUMENT Tags: Eviction, Letter, Notice, Pay or Quit, Pay or Vacate

  • YouTube Disclaimer | iDispute

    YouTube Disclaimer Please read this Disclaimer carefully LEGAL IDISPUTE PROVIDES INFORMATION WHICH IS NOT LEGAL ADVICE. INFORMATION INFORMS YOU OF THE LAW AND YOUR RIGHTS BUT DOES NOT ADVISE YOU WHAT COURSE OF ACTION TO TAKE FOR YOUR SITUATION. LEGAL ADVICE IS WHAT LAWYERS PROVIDE. INFORMATION ON THIS YOUTUBE CHANNEL INCLUDES LEGAL DEFINITIONS, LAW DIGEST, AND SUMMARIES OF THE LAW, LEGAL QUESTIONS AND ANSWERS, AND A WEALTH OF LEGAL INFORMATION THROUGHOUT THE CHANNEL. IF YOU HAVE A SERIOUS LEGAL PROBLEM WE SUGGEST THAT YOU CONSULT AN ATTORNEY. IDISPUTE DOES NOT PROVIDE LEGAL ADVICE AND NOT A SUBSTITUTE FOR THE ADVICE OF AN ATTORNEY. ​ DISCLAIMER OF WARRANTIES AND LIABILITIES THE MATERIALS AVAILABLE ON THE YOUTUBE ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING THE WARRANTIES OF MERCHANTABILITY, NON INFRINGEMENT OF INTELLECTUAL PROPERTY FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL IDISPUTE OR ITS AGENTS OR OFFICERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS, EVEN IF IDISPUTE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ​ EACH USER OF THIS YOUTUBE CHANNEL ASSUMES ALL RESPONSIBILITY AND RISK FOR THE USE OF THE MATERIALS. IDISPUTE AND ITS PARTNERS AND AFFILIATES DO NOT ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY MATERIAL ON YOUTUBE. IDISPUTE WILL NOT BE LIABLE FOR ANY COMPENSATORY, SPECIAL, DIRECT, INCIDENTAL, INDIRECT, CONSEQUENTIAL DAMAGES, EXEMPLARY DAMAGES OR ANY OTHER DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE MATERIALS, HOWEVER CAUSED, WHETHER FOR BREACH OF CONTRACT, WARRANTY, NEGLIGENCE, OR OTHERWISE, AND WHETHER OR NOT IDISPUTE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. ​ IF THIS LIMITATION OF LIABILITY OR THE EXCLUSION OF WARRANTY IS HELD INAPPLICABLE OR UNENFORCEABLE FOR ANY REASON, THEN IDISPUTE MAXIMUM LIABILITY FOR ANY TYPE OF DAMAGES SHALL BE LIMITED TO U.S. $100.00. THESE LIMITATIONS WILL APPLY NOTWITHSTANDING THE FAILURE OF ANY ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. ​ SOME STATES AND/OR COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES OR THE LIMITATION OF DURATION OF AN IMPLIED WARRANTY, SO THE LIMITATION OR EXCLUSION HEREIN MAY NOT APPLY TO YOU. THIS WARRANTY WILL NOT APPLY TO THE EXTENT THAT ANY PROVISION OF THIS WARRANTY IS PROHIBITED BY ANY FEDERAL, STATE, OR LOCAL LAW THAT CANNOT BE PREEMPTED. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE AND/OR COUNTRY TO COUNTRY. Partnerships | Contacts

  • How to Cancel Bank Check - Cheque Stop Payment Letter | iDispute

    Cancel Bank Check Cheque Stop Payment Letter CREATE MY DOCUMENT Tags: Bank Forms, Bank Templates, Bank Check, Cheque

  • Bank Dispute - Notice and Demand Letter | iDispute

    Bank Dispute Notice and Demand Letter CREATE MY DOCUMENT Tags: Dispute Letter, Notice Letter, Demand Letter, Request Letter

  • Online Notary - Notarize a Document Online with iDispute

    Online Notary Notarize a Document Connect to a live Online Notary face-to-face on a webcam The notary will verify and confirm your identity and apply their Notary seal Immediately available for download and print START NOW Still have questions? CONTACT US

  • ChexSystems Identity Theft Letter - Legal Forms | iDispute

    ChexSystems Identity Theft Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • How to write a debt validation letter to Debt Collectors | iDispute

    Collectors Debt Sample Validation Letter Debt CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Identity Theft Letter - Equifax | Credit Repair | iDispute

    Equifax | Credit Repair Identity Theft Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • iDispute - How to write Wage Assignment Revocation Letter

    Wage Assignment Revocation Sample Letter CREATE MY DOCUMENT Tags: Wage, Assignment, Revocation, Notice

  • How to write Letter of Termination - Letter of Dismissal | iDispute

    Termination Letter How to Write a Letter of Dismissal CREATE MY DOCUMENT Tags: Employee, Employer, Employment Forms

  • Cancel Insurance Policy - Insurance Cancellation Letter | iDispute

    Cancel Insurance Policy Insurance Cancellation Letter CREATE MY DOCUMENT Tags: Insurance Forms, Insurance Templates, Insurance Letter

  • US Legal Forms, Documents and Contracts | iDispute | United States

    US LEGAL FORMS, DOCUMENTS, AND CONTRACTS Create and download your customized document in 5 minutes HOW IT WORKS See an Example FIND YOUR DOCUMENT Possible Best in Industry MOST POPULAR DOCUMENTS 1. ​ Credit Bureau Credit Freeze 2. Debt Collector Dispute 3. Eviction Notice 4. Power of Attorney 5. Divorce Agreement 6. Promissory Note 8. Employment Agreement 9. Non-Disclosure Agreement 10. General Agreement 11. Final Invoice 12. Vehicle Bill of Sale VIEW ALL Partnerships | Contacts

  • How to Appeal Parking Ticket - Parking Ticket Dispute Letter | iDispute

    Appeal Parking Ticket Parking Ticket Dispute Letter CREATE MY DOCUMENT Tags: Parking, Parking Ticket, Traffic Ticket

  • ChexSystems Lawsuit - Notice of a Lawsuit Letter | iDispute

    ChexSystems Lawsuit Notice of a Lawsuit Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Early Warning Services Report Request Letter - iDispute

    Early Warning Services Credit Report Request Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Notice of Intent to Sue Innovis | Credit Repair | iDispute

    Innovis | Credit Repair Notice of Intent to Sue CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • TransUnion Letter - Remove a Fraud Alert | iDispute

    TransUnion Letter Remove a Fraud Alert CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Notice of Intent to File a Complaint with Federal Trade Commission | iDispute

    Federal Trade Commission Notice of Intent to File a Complaint CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • How to Dispute Hard Inquiry with Creditor | Credit Repair | iDispute

    Creditor | Credit Repair Hard Inquiry Removal Letter CREATE MY DOCUMENT Need a professional credit repair service? Contact FIXCREDIT Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

  • Become a Partner | Partnerships | iDispute

    Become a Partner Start earning money by selling digital products on iDispute Sell documents online by following the simple steps below: Send your document form to iDispute HERE Open your Cash.me payment account HERE Our team make an explainer video for your document and publish your form online; When a customer pays for your form, the money is sent to your Cash.me account. * You will get paid $5.00 for each transaction. ** You will get paid after 30 days of purchasing date. Sell documents online So, what are you waiting for? Start selling your forms NOW!

  • Lawyer directory | Find lawyers and law firms near you | iDispute

    Lawyer Directory Find Lawyers, Law Firms Near You Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming STILL, NEED PROFESSIONAL HELP? CONTACT US Briefly tell us about your case and provide your contact information...

  • Terms and Conditions | Terms of Use | iDispute

    Terms and Conditions Please read iDispute Terms of Use carefully before using this site By using the iDispute.org website (the "Site") or any iDispute applications or application plug-ins ("Applications"), you agree to follow and be bound by these terms of use (the "Terms of Use") and agree to comply with all applicable laws and regulations, including United States export and re-export control laws and regulations. In these Terms of Use, the words "you" and "your" refer to each customer, Site visitor, or Application user, "we", "us" and "our" refer to iDispute.org and "Services" refers to all services provided by us. It is your responsibility to review these Terms of Use periodically. If at any time you find these Terms of Use unacceptable or if you do not agree to these Terms of Use, please do not use this Site or any Applications. We may revise these Terms of Use at any time without notice to you. If you have any questions about these Terms of Use, please contact our . Customer Care Center YOU AGREE THAT BY USING THE SITE, ANY APPLICATIONS, AND THE SERVICES YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT. These Terms require the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions, and also limit the remedies available to you in the event of a dispute. Please also refer to the iDispute Terms of Service, Registered Agent Terms of Service, Supplemental Terms of Service for Subscriptions and Third-Party Services, and Privacy Policy, each of which is incorporated herein by reference. iDispute.org provides an online legal portal to give visitors a general understanding of the law and to provide an automated software solution to individuals who choose to prepare their own legal documents. Customer need not download or even license iDispute software. iDispute hosts pdffiller.com software as a backend service for customers when they create their own documents. The Site includes general information on commonly encountered legal issues. The iDispute Services also include a review of your answers for completeness, spelling, and for internal consistency of names, addresses and the like. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice, opinions or recommendations about your legal rights, remedies, defenses, options, selection of forms, or strategies, or apply the law to the facts of your particular situation. iDispute is not a law firm and may not perform services performed by an attorney. iDispute, its Services, and its forms or templates are not a substitute for the advice or services of an attorney. iDispute strives to keep its legal documents accurate, current and up-to-date. However, because the law changes rapidly, iDispute cannot guarantee that all of the information on the Site or Applications is completely current. The law is different from jurisdiction to jurisdiction, and may be subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool like the kind iDispute provides can fit every circumstance. Furthermore, the legal information contained on the Site and Applications is not legal advice and is not guaranteed to be correct, complete or up-to-date. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area. From time to time, iDispute may perform certain attorney access services and introduce our visitors to attorneys through various methods, including but not limited to (i) legal plans, (ii) third party attorney directory listings, and (iii) third party limited scope agreements. At no time is an attorney-client relationship fostered or created with iDispute through the performance of any such services. This Site and Applications are not intended to create any attorney-client relationship, and your use of iDispute does not and will not create an attorney-client relationship between you and iDispute. Instead, you are and will be representing yourself in any legal matter you undertake through iDispute's legal document service. 1. Privacy Policy. iDispute respects your privacy and permits you to control the treatment of your personal information. iDispute's Privacy Policy is expressly incorporated into this Agreement by reference. When you open an account to use or access certain portions of the Site, Applications, or the Services, you must provide complete and accurate information as requested on the registration form. You will also be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password. You may not use a third party's account, user name or password at any time. You agree to notify iDispute immediately of any unauthorized use of your account, user name or password. iDispute shall not be liable for any losses you incur as a result of someone else's use of your account or password, either with or without your knowledge. You may be held liable for any losses incurred by iDispute, our affiliates, officers, directors, employees, consultants, agents and representatives due to someone else's use of your account or password. In connection with the use of certain iDispute products or services, you may be asked to provide personal information in a questionnaire, application, form or similar document or service. This information will be protected pursuant to our Privacy Policy. In addition, you grant iDispute a worldwide, royalty-free, nonexclusive, and fully sublicensable license to use, distribute, reproduce, modify, publish and translate this personal information solely for the purpose of enabling your use of the applicable service. You may revoke this license and terminate rights held by iDispute at any time by removing your personal information from the applicable service. 2. Ownership. This Site and Applications are owned and operated by iDispute.org. All right, title and interest in and to the materials provided on this Site and Applications, including but not limited to information, documents, logos, graphics, sounds and images (the "Materials") are owned either by iDispute or by our respective third party authors, developers or vendors ("Third Party Providers"). Except as otherwise expressly provided by iDispute, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted or distributed in any way and nothing on this Site or on any Applications shall be construed to confer any license under any of iDispute's intellectual property rights, whether by estoppel, implication or otherwise. See the "Legal Contact Information" below if you have any questions about obtaining such licenses. iDispute does not sell, license, lease or otherwise provide any of the Materials other than those specifically identified as being provided by iDispute. Any rights not expressly granted herein are reserved by iDispute. 3. Limited Permission to Download. iDispute hereby grants you permission to download, view, copy and print the Materials on any single, stand-alone computer (or, for Microsoft Agave users, one copy of the Application on up to five devices affiliated with your Marketplace Windows Live ID account) solely for your personal, informational, non-commercial use provided that (i) where provided, the copyright and trademark notices appearing on any Materials not be altered or removed, (ii) the Materials are not used on any other website or in a networked computer environment and (iii) the Materials are not modified in any way, except for authorized editing of downloadable forms for personal use. This permission terminates automatically without notice if you breach any of the terms or conditions of these Terms of Use. On any such termination, you agree to immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site or Applications may violate copyright laws, trademark laws, laws of privacy and publicity and communications regulations and statutes. 4. Links to Third Party Sites. This Site and Applications may contain links to websites controlled by parties other than iDispute (each a "Third Party Site"). iDispute works with a number of partners and affiliates whose sites are linked with iDispute. iDispute may also provide links to other citations or resources with whom it is not affiliated. iDispute is not responsible for and does not endorse or accept any responsibility for the availability, contents, products, services or use of any Third Party Site, any website accessed from a Third Party Site or any changes or updates to such sites. iDispute makes no guarantees about the content or quality of the products or services provided by such sites. iDispute is not responsible for webcasting or any other form of transmission received from any Third Party Site. iDispute is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by iDispute of the Third Party Site, nor does it imply that iDispute sponsors, is affiliated or associated with, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links. You acknowledge that you bear all risks associated with access to and use of content provided on a Third Party Site and agree that iDispute is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on any such Third Party Site. 5. Use of iDispute Legal Forms. On our Site, through our Applications, and through certain partners, we offer self-help "fill in the blank" forms. If you buy a form from one of our partners, you will be directed to that partner's website and their terms of use will control. If you buy or download a form on our Site or Application, the terms and conditions of these Terms of Use control. You understand that your purchase, download, and/or- use of a form document is neither legal advice nor the practice of law, and that each form and any applicable instructions or guidance is not customized to your particular needs. License to Use. iDispute grants you a limited, personal, non-exclusive, non-transferable license to use our forms (the "Forms") for your own personal, internal business use, or if you are an attorney or professional, for your client. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Forms in any manner, except for modifications in filling out the Forms for your authorized use. You shall not remove any copyright notice from any Form. Resale of Forms Prohibited. By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or business use or used by you in connection with your client and may not be sold or redistributed without the express written consent of iDispute.org. 6. DISPUTE RESOLUTION BY BINDING ARBITRATION Please read this carefully. It affects your rights. Summary: Most customer concerns can be resolved quickly and to the customer's satisfaction by calling our Customer Care Center. In the unlikely event that the iDispute Customer Care Center is unable to resolve your complaint to your satisfaction (or if iDispute has not been able to resolve a dispute it has with you after attempting to do so informally), we each agree to resolve those disputes through binding arbitration or in small claims court rather than in a court of general jurisdiction. Arbitration is less formal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than a court does, and is subject to very limited review by courts. Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. While in some instances, upfront costs to file an arbitration claim may exceed similar costs to bring a case in court, for any non-frivolous claim that does not exceed $100, iDispute will pay all costs of the arbitration. Moreover, in arbitration you may recover attorney's fees from iDispute to the same extent or more as you would in court. The arbitrator shall apply the same limitations period that would apply in court. Under certain circumstances (as explained below), iDispute will pay you more than the amount of the arbitrator's award and will pay your attorney (if any) his or her reasonable attorney's fees if the arbitrator awards you an amount greater than what iDispute offered you to settle the dispute. You may speak with independent counsel before using this Site or completing any purchase. Arbitration Agreement: (a) iDispute and you agree to arbitrate all disputes and claims between us before a single arbitrator. The types of disputes and claims we agree to arbitrate are intended to be broadly interpreted. It applies, without limitation, to: claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory; claims that arose before these or any prior Terms (including, but not limited to, claims relating to advertising); claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; and claims that may arise after the termination of these Terms. For the purposes of this Arbitration Agreement, references to "iDispute," "you," and "us" include our respective subsidiaries, affiliates, agents, employees, employers, business partners, shareholders, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or products under these Terms or any prior agreements between us. Beneficiaries include, but are not limited to, those named in an estate planning document. Notwithstanding the foregoing, either party may bring an individual action in small claims court. This arbitration agreement does not preclude your bringing issues to the attention of federal, state, or local agencies. Such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into these Terms, you and iDispute are each waiving the right to a trial by jury or to participate in a class action. These Terms evidence a transaction or website use in interstate commerce, and thus the Federal Arbitration Act (“FAA”) governs the interpretation and enforcement of this provision. This arbitration provision will survive termination of these Terms. (b) A party who intends to seek arbitration must first send, by U.S. certified mail, a written Notice of Dispute ("Notice") to the other party. A Notice to iDispute should be addressed to: Notice of Dispute, General Counsel, iDispute.org, Florida, USA (the "Notice Address"). The Notice must (a) describe the nature and basis of the claim or dispute and (b) set forth the specific relief sought ("Demand"). If iDispute and you do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or iDispute may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by iDispute or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or iDispute is entitled. You may download or copy a form to initiate arbitration from the American Arbitration Association ("the AAA") website at https://www.adr.org. (c) After iDispute receives notice at the Notice Address that you have commenced arbitration, it will promptly reimburse you for your payment of the filing fee, unless your claim is for more than $100. (Currently, the filing fee for consumer-initiated arbitrations is $200, but this is subject to change by the arbitration provider. If you are unable to pay this fee, iDispute will pay it directly after receiving a written request at the Notice Address.) The arbitration will be governed by the Consumer Arbitration Rules (the "AAA Rules") of the American Arbitration Association, as modified by these Terms, for all claims under $100, and the applicable rules as determined by the AAA for all claims of or above $100, and will be administered by the AAA. The AAA Rules are available online at or by calling the AAA at 1-800-778-7879. (You may obtain information about the arbitration process directed to non-lawyers, including information about providing notice to iDispute. The arbitrator is bound by these Terms. All issues are for the arbitrator to decide, except that issues relating to the scope, enforce-ability, and interpretation of the arbitration provision and the scope, enforce-ability, and interpretation of paragraph (f) are for the court to decide. Unless iDispute and you agree otherwise, any arbitration hearings will take place in the county (or parish) of your contact address. If your claim is for $100 or less, you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, by a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If you choose to proceed either in person or by telephone, we may choose to respond only by telephone or submission. If your claim exceeds $100, the AAA Rules will determine whether you have a right to a hearing. The parties agree that in any arbitration of a dispute or claim, neither party will rely for preclusive effect on any award or finding of fact or conclusion of law made in any other arbitration of any dispute or claim to which iDispute was a party. Except as otherwise provided for herein, iDispute will pay all AAA filing, administration, and arbitrator fees for any arbitration initiated in accordance with the notice requirements above. If, however, the arbitrator finds that either the substance of your claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all such fees will be governed by the AAA Rules. In such case, you agree to reimburse iDispute for all monies previously disbursed by it that are otherwise your obligation to pay under the AAA Rules. In addition, if you initiate an arbitration in which you seek relief valued at more than $100 (excluding attorney’s fees and expenses), the payment of these fees will be governed by the AAA rules. www.adr.org (d) For claims under $100, if, after finding in your favor in any respect on the merits of your claim, the arbitrator issues you an award that is greater than the value of iDispute's last written settlement offer made before an arbitrator was selected, then iDispute will: pay you either the amount of the award or $50 ("the alternative payment"), whichever is greater; and pay your attorney, if any, the amount of attorney's fees, and reimburse any expenses (including expert witness fees and costs), that your attorney reasonably accrues for investigating, preparing, and pursuing your claim in arbitration (the "attorney's payment"). If iDispute did not make a written offer to settle the dispute before an arbitrator was selected, you and your attorney will be entitled to receive the alternative payment and the attorney's fees, respectively, if the arbitrator awards you any relief on the merits. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees, expenses, and the alternative payment and the attorney's fees at any time during the proceeding and upon request from either party made within 14 days of the arbitrator's ruling on the merits. In assessing whether an award that includes attorney’s fees or expenses is greater than the value of iDispute’s last written settlement offer, the arbitrator shall include in his or her calculations only the value of any attorney’s fees or expenses you reasonably incurred in connection with the arbitration proceeding before iDispute’s settlement offer. (e) The right to attorney's fees and expenses discussed in paragraph (d) supplements any right to attorney's fees and expenses you may have under applicable law. Thus, if you would be entitled to a larger amount under applicable law, this provision does not preclude the arbitrator from awarding you that amount. However, you may not recover duplicative awards of attorney's fees or costs. Although under some laws iDispute may have a right to an award of attorney's fees and expenses if it prevails in an arbitration proceeding, iDispute will not seek such an award, for claims under $100. (f) The arbitrator may award injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. YOU AND IDISPUTE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITIES AND NOT AS PLAINTIFFS OR CLASS MEMBERS IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING OR IN THE CAPACITY OF A PRIVATE ATTORNEY GENERAL. Further, unless both you and iDispute agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. The arbitrator may award any relief that a court could award that is individualized to the claimant and would not affect other customers. Neither you nor we may seek non-individualized relief that would affect other customers. If a court decides that applicable law precludes enforcement of any of this paragraph's limitations as to a particular claim for relief, then that claim (and only that claim) must be severed from the arbitration and may be brought in court. (g) If the amount in dispute exceeds $100 or either party seeks any form of injunctive relief, either party may appeal the award to a three-arbitrator panel administered by AAA by a written notice of appeal within thirty (30) days from the date of entry of the written arbitration award. An award of injunctive relief shall be stayed during any such appeal. The members of the three-arbitrator panel will be selected according to AAA rules. The three-arbitrator panel will issue its decision within one hundred and twenty (120) days of the date of the appealing party's notice of appeal. The decision of the three-arbitrator panel shall be final and binding, subject to any right of judicial review that exists under the FAA. (h) Notwithstanding any provision in the applicable Terms to the contrary, we agree that if we make any future change to this arbitration provision (other than a change to any notice address, website link or telephone number provided herein), that change will not apply to any dispute of which we had written notice on the effective date of the change. Moreover, if we seek to terminate this arbitration provision, any such termination will not be effective until at least thirty (30) days after written notice of such termination is provided to you, and shall not be effective as to disputes which arose prior to the date of termination. 7. Additional Terms. Some iDispute Services may be subject to additional posted guidelines, rules or terms of service ("Additional Terms") and your use of such Services will be conditioned on your agreement to the Additional Terms. If there is any conflict between these Terms of Use and the Additional Terms, the Additional Terms will control for that Service, unless the Additional Terms expressly state that these Terms of Use will control. 8. Reviews, Comments, Communications, and Other Content. At various locations on the Site or through Applications, iDispute may permit visitors to post ratings, reviews, comments, questions, answers, and other content (the "User Content"). Contributions to, access to and use of the User Content is subject to this paragraph and the other terms and conditions of these Terms of Use. Rights and Responsibilities of iDispute. iDispute is not the publisher or author of the User Content. iDispute takes no responsibility and assumes no liability for any content posted by you or any third party. Although we cannot make an absolute guarantee of system security, iDispute takes reasonable steps to maintain security. If you have reason to believe system security has been breached, contact us by for help. email If iDispute's technical staff finds that files or processes belonging to a member pose a threat to the proper technical operation of the system or to the security of other members, iDispute reserves the right to delete those files or to stop those processes. If the iDispute technical staff suspects a user name is being used by someone who is not authorized by the proper user, iDispute may temporarily disable that user's access in order to preserve system security. In all such cases, iDispute will contact the member as soon as feasible. iDispute has the right (but not the obligation), in our sole and absolute discretion, to edit, redact, remove, re-categorize to a more appropriate location or otherwise change any User Content. Rights and Responsibilities of iDispute Users or Other Posters of User Content. You are legally and ethically responsible for any User Content - writings, files, pictures or any other work - that you post or transmit using any iDispute service that allows interaction or dissemination of information. In posting User Content, you agree that you will not submit any content: that is known by you to be false, inaccurate or misleading; that infringes anyone’s copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy. Please see Compliance with Intellectual Property Laws below; that violates any law, statute, ordinance, or regulation (including, but not limited to, those governing export control, consumer protection, unfair competition, antidiscrimination, or false advertising). Please see Compliance with Export Restrictions below; that is, or may reasonably be considered to be, defamatory, libelous, hateful, racially or religiously biased or offensive, unlawfully threatening or unlawfully harassing, or advocates or encourages illegal conduct harmful to any individual, partnership or corporation. Please see Inappropriate Content below; that includes advertisements, spam, or content for which you were compensated or granted any consideration by any third party; that includes information that references other websites, addresses, email addresses, phone numbers, or other contact information; that contains any computer virus, worms, or other potentially damaging computer programs or files; that otherwise violates these Terms of Use. Attorneys that submit User Content and provide advice do so at their own risk. Under United States federal law, you retain copyright on all works you create and post as User Content, unless you choose specifically to renounce it. In posting a work as User Content, you authorize other members who have access to that service to make personal and customary use of the work, including creating links or reposting, but not otherwise to reproduce or disseminate it unless you give permission for such dissemination. You grant iDispute a perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from, sell, distribute, and/or incorporate such content into any form, medium, or technology throughout the world without compensation to you. You have the right to remove any of your works from User Content at any time. You are not required to provide your real name when signing up as a user of iDispute. iDispute permits anonymous or pseudonymous accounts. Any user may request that such member's email address be hidden to provide for additional privacy. Ratings and reviews will generally be posted in two to four business days. By submitting your email address in connection with your rating and review, you agree that iDispute may use your email address to contact you about the status of your review and other administrative purposes. 9. NO WARRANTY. THE SITE, APPLICATIONS, AND ALL MATERIALS, DOCUMENTS OR FORMS PROVIDED ON OR THROUGH YOUR USE OF THE SITE OR APPLICATIONS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, IDISPUTE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IDISPUTE MAKES NO WARRANTY THAT: (A) THE SITE, APPLICATIONS, OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE, APPLICATIONS, OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, APPLICATIONS, OR ANY MATERIALS OFFERED THROUGH THE SITE OR APPLICATIONS, WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE, APPLICATIONS, OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS. OBTAINING ANY MATERIALS THROUGH THE USE OF THE SITE OR APPLICATIONS IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. IDISPUTE SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE. NOTWITHSTANDING THE ABOVE, IDISPUTE OFFERS A 60 DAY SATISFACTION GUARANTEE. THIS DISCLAIMER OF WARRANTY DOES NOT APPLY TO THE PURCHASE OF PRODUCTS OR SERVICES BY NORTH CAROLINA CONSUMERS. 10. LIMITATION OF LIABILITY AND INDEMNIFICATION. EXCEPT AS PROHIBITED BY LAW, YOU WILL HOLD IDISPUTE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE, HOWEVER IT ARISES (INCLUDING ATTORNEYS' FEES AND ALL RELATED COSTS AND EXPENSES OF LITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOT LITIGATION OR ARBITRATION IS INSTITUTED), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY CLAIM FOR PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM THIS AGREEMENT AND ANY VIOLATION BY YOU OF ANY FEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF IDISPUTE HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. EXCEPT AS PROHIBITED BY LAW, IF THERE IS LIABILITY FOUND ON THE PART OF IDISPUTE, IT WILL BE LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND UNDER NO CIRCUMSTANCES WILL THERE BE CONSEQUENTIAL OR PUNITIVE DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE PRIOR LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. THIS PARAGRAPH DOES NOT APPLY TO NORTH CAROLINA CONSUMERS. 11. Unsolicited Submissions. Except as may be required in connection with your use of iDispute Services, iDispute does not want you to submit confidential or proprietary information to us through this Site or any Applications. All comments, feedback, information or material submitted to iDispute through or in association with this Site shall be considered non-confidential and iDispute's property. By providing such submissions to iDispute you hereby assign to iDispute, at no charge, all worldwide right, title and interest in and to the submissions and any intellectual property rights associated therewith. iDispute shall be free to use and/or disseminate such submissions on an unrestricted basis for any purpose. You acknowledge that you are responsible for the submissions that you provide, including their legality, reliability, appropriateness, originality and content. 12. Compliance with Intellectual Property Laws. When accessing iDispute or using the iDispute legal document preparation Service, you agree to obey the law and you agree to respect the intellectual property rights of others. Your use of the Service and the Site is at all times governed by and subject to laws regarding copyright, trademark and other intellectual property ownership. You agree not to upload, download, display, perform, transmit or otherwise distribute any information or content in violation of any third party's copyrights, trademarks or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any content you provide or transmit or that is provided or transmitted using your iDispute user account. iDispute has adopted a policy that provides for the immediate removal of any content, article or materials that have infringed on the rights of iDispute or of a third party or that violate intellectual property rights generally. iDispute's policy is to remove such infringing content or materials and investigate such allegations immediately. Copyright Infringement: Notice. iDispute has in place certain legally mandated procedures regarding allegations of copyright infringement occurring on the Site or with the Service. The Company has adopted a policy that provides for the immediate suspension and/or termination of any Site or Service user who is found to have infringed the rights of the Company or of a third party, or otherwise violated any intellectual laws or regulations. The Company's policy is to act expeditiously upon receipt of proper notification of claimed copyright infringement to remove or disable access to the allegedly infringing content. If you have evidence, know, or have a good faith belief that your rights or the rights of a third party have been violated and you want the Company to delete, edit, or disable the material in question, you must provide the Company with the following information in writing (see 17 U.S.C 512(c)(3) for further detail): (1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (2) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; (3) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material; (4) Information reasonably sufficient to permit the Company to contact you, such as an address, telephone number, and, if available, email address; (5) A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (6) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. The above written information must be sent to our registered . Copyright Agent Counter-Notice. If you believe that your Content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the material in your Content, you may send a written counter-notice containing the following information to the Copyright Agent: (1) Your physical or electronic signature; (2) Identification of the Content that has been removed or to which access has been disabled and the location at which the Content appeared before it was removed or disabled; (3) A statement that you have a good faith belief that the Content was removed or disabled as a result of mistake or a misidentification of the Content; and (4) Your name, address, telephone number, and email address, a statement that you consent to the jurisdiction of the federal court in Miami, Florida, and a statement that you will accept service of process from the person who provided notification of the alleged infringement. If a counter-notice is received by the Copyright Agent, the Company may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed Content or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the Content provider, member or user, the removed Content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at the Company's sole discretion. 13. Inappropriate Content. When accessing the Site, any Applications, or using iDispute's Services, you agree not to upload, download, display, perform, transmit or otherwise distribute any content that: (i) is libelous, defamatory, obscene, pornographic, abusive or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. iDispute reserves the right to terminate or delete such material from its servers. iDispute will cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms of Use or of any applicable laws. 14. Compliance with Export Restrictions. You may not access, download, use or export the Site, Applications, or the Materials in violation of United States export laws or regulations or in violation of any other applicable laws or regulations. You agree to comply with all export laws and restrictions and regulations of any United States or foreign agency or authority and to assume sole responsibility for obtaining licenses to export or re-export as may be required. You acknowledge and agree that the Materials are subject to the United States Export Administration Laws and Regulations and agree that none of the Materials or any direct product therefrom is being or will be acquired for, shipped, transferred or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals or used for any prohibited purpose. 15. Personal Use. The site is made available for your personal use on your own behalf. 16. Children. Minors are not eligible to use the Site or Applications and we ask that they do not submit any personal information to us. 17. Non-English-Speaking Customers. Certain materials on the iDispute site, including but not limited to questionnaires, documents, instructions, and filings, are only available in English. Non-English translations of these Terms, as well as other terms, conditions, and policies, are provided for convenience only. In the event of any ambiguity or conflict between translations, the English version is authoritative and controls. 18. Customers Needing Extra Assistance. iDispute aims to provide full access to its website and product offerings regardless of disability. If you are unable to read any part of the iDispute website, or otherwise have difficulties using the iDispute website, please , and our customer care team will assist you. contact us 19. Governing Law; Venue. Any legal action or proceeding relating to your access to or use of the Site, an Application, or Materials is governed by the Arbitration Agreement contained in paragraph 6 of these Terms of Use. These Terms of Use expressly exclude and disclaim the terms of the U.N. Convention on Contracts for the International Sale of Goods, which shall not apply to any transaction conducted through or otherwise involving this Site or an Application. 20. Copyrights. All Site design, text, graphics, the selection and arrangement thereof, Copyright ©, iDispute.org. ALL RIGHTS RESERVED. 21. Trademarks. iDispute, iDispute.org, the bi-colored "flying document" logo, all images and text, and all page headers, custom graphics and button icons are service marks, trademarks and/or trade dress of iDispute. All other trademarks, product names and company names or logos cited herein are the property of their respective owners. 22. Attorney Access Services; Use of Term "Experience." The term "experience" or "experienced," as used on the Site, Applications, and in other communications in reference to third party attorneys participating in iDispute's legal plans or other attorney access services means that the legal plan primary handling partner of each law firm fulfills the following: (a) possesses a minimum of five years' experience practicing law, (b) maintains errors and omissions insurance policies consistent with industry standards, (c) is in good standing with the state bar in each jurisdiction in which the attorney is licensed to practice, (d) has no pending malpractice lawsuit, as of the date of joining one of iDispute's legal plans, and (e) has no public record of discipline by a state bar within the last five years. The term "experience" or "experienced" is not intended to be a comparison to any other attorney's services or qualifications. 23. Use of Testimonials and Media Endorsements. The media hosts on the Site endorse iDispute as paid spokespeople in our advertising campaigns. 24. Inquiries. BY USING IDISPUTE'S SERVICES OR ACCESSING THE IDISPUTE SITE OR APPLICATIONS, YOU ACKNOWLEDGE AND ACCEPT THAT SUBMITTING YOUR TELEPHONE NUMBER TO IDISPUTE VIA THE IDISPUTE SITE OR APPLICATIONS CONSTITUTES AN INQUIRY TO IDISPUTE, AND THAT IDISPUTE MAY CONTACT YOU AT THE NUMBER SUBMITTED EVEN IF SUCH NUMBER APPEARS ON ANY STATE OR FEDERAL DO NOT CALL LISTS (TAKING INTO ACCOUNT INQUIRY EXCEPTION TIME FRAMES AS APPROPRIATE). 25. Right to Refuse. You acknowledge that iDispute reserves the right to refuse service to anyone and to cancel user access at any time. 26. Acknowledgement. BY USING IDISPUTE'S SERVICES OR ACCESSING THE IDISPUTE SITE OR APPLICATIONS, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE AND AGREE TO BE BOUND BY THEM. iDispute.org is located at Miami, Florida. ​ Updated: October 12, 2019 Partnerships | Contacts

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